The Email Directory of Insurance Companies lists the website and email addresses of 19,450 Insurance companies, agents and brokers in the USA and Canada.
The Directory was last updated during the 1st week of July 2013 .
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Number of Email Address contacts per State:-
Related Publication: The Email Directory of Financial Services
Email List of Insurance companies
Insurance is what we call our defense against the risk of an uncertain loss. Being a form of risk management, it is an impartial transfer of risk to another entity in exchange of payment. The person who is selling the insurance is called an insurer. And the person who is buying the insurance is called the policy holder. The insurance is determined by bits risk and is then generated a rate. The rate is the amount that will be paid by the holder and is often called a premium. Due to the widespread acclaim of risk management is now regarded as a field of study and practice.
Polices are an agreement between the insurer and policy holder. The holder will complete payment and in case of a loss, the insurer will compensate the policy holder. With this agreement, the holder will acquire a contract that is called an policy. It is within this policy that the terms and conditions of the agreement are stated. In relation to this, an insurance broker is the person who will find a policy and company for the client. Since these brokers and agents are part of the retail side of an insurance business, some insurers prefer to acquire their insurance through them. However, since there are a lot of complicated pieces of information that need to be given to the insurance companies to regard the risk, the brokers would be the ones responsible for compliance. There are special rules on how to assemble, print and deliver these documents. If it is compromised, the broker will be on the line. More importantly, it is the broker who needs to accompany and assist the probable clients in gaining an appropriate risk management strategy. They would need to work closely with their client so that they can garner the risks that are most probable while educating them as well of the business. Brokers are also capable of helping policy holders gain excess policies on top of their original policy. This can help the policy holder obtain a lower premium with certain deductibles. This process is actually more cost effective than buying a large policy outright.